There are countless payment platforms known as digital wallets (apps) now. PayPal, QuickBooks, Wise, Venmo, Zelle, Stripe, ApplePay, GooglePay, Xoom are just a few. Included should also be online sales apps like Marketplace by Facebook and OfferUp. Digital money is moved there also. All digital transactions get reported…..leading up to $600.00, in fact $600.00 has nothing to do with the whole matter..
Perhaps it is a good time to quit using them and going to the old fashion cash method which would put cashiers in a panic….