42 Reasons the $3.5 Trillion Spending Bill will Wreck America

Hat tip to Congressman Jim Banks and his colleagues:

TO: Republican Study Committee members

FROM: Chairman Jim Banks

DATE: October 12, 2021

RE: Reconciliation Roundup

Democrat's $3.5 Trillion Spending Bill Calls Mothers Both ...

RECONCILIATION ROUNDUP: Policies to Wreck America

TOPLINE: We as congressional Republicans have an urgent duty to tell the truth about what’s REALLY in the Democrats’ $3.5T big government socialist takeover and warn the American people what’s coming.

This bill is a disaster and should be polling at 20%. We all know it.

So, how can we explain the 5255% approval its garnered in the polls? The chief reason that it keeps polling favorably is because we haven’t done a good enough job letting the American people know what’s in it.

Here’s what happens to public opinion when the public learns what’s in these Democrat bills. In March, before Democrats’ $1.9 trillion package passed, 70% of Americans said they favored it. Polled again in August—five months after the bill was enacted, only 35% of Americans said the bill was helping improve the economy or will do so in the future.

To be fair, this is the Democrats’ strategy. They’ve played ‘hide the ball’ with the bill text so as not to tip off the public as to what they’re putting in their bills. Then, they bring it to the floor and tout some poll numbers and scare their members into voting for it.

Luckily, due to Democrats’ stalled legislative agenda, we have bill text and a window into their plan. If we effectively communicate about this bill, we’ll see those poll numbers drop.

I’ve directed staff at the Republican Study Committee to pore over the bill’s pages and produce for you a summary of the worst parts of the bill. Please read and share these points on social media, newsletters, opinion-editorials, and whatever other format you use to get your message out.

  1. Perpetuates labor shortage: Continues welfare benefits without work requirements for able-bodied adults without dependents at a time where there are 10.1 million job openings—more openings than there are people looking for work.
  2. Commissions a climate police: Democrats stuffed $8 billion into the bill to commission a cabal of federally funded climate police called the Civilian Climate Corps (CCC) who will conduct progressive activism on taxpayers’ dime (pages 821, and 926).
  3. Pushes Green New Deal in our public schools: Requires funding for school construction be used largely on enrollment diversity and Green New Deal agenda items (page 55).
  4. Pushes Green New Deal in our universities: Democrats include a $10 billion “environmental justice” higher education slush fund to indoctrinate college students and advance Green New Deal policies (page 1,935).
  5. Forces faith-based child care providers out: The bill blocks the ability of many faith-based providers from participating in the childcare system and will lead to many of their closures (page 280).
  6. Hurts small and in-home daycares: Requires pre-K staff to have a college degree. (page 303)
  7. Includes new incentives for illegal immigration: Illegal immigrants will be eligible to take advantage of Democrats’ new ‘free’ college entitlement (page 92) as well be eligible for additional student aid (page 147) and the enhanced child tax credit (page 1,946).
  8. Includes legislative hull for Biden’s vaccine mandate: Increases OSHA penalties on  businesses that fail to implement the mandate up to $700,000 per violation and includes $2.6 billion in funding for the Department of Labor to increase enforcement of these penalties (page 168).
  9. Gives unions near-total control: The bill includes insane prohibitions that would bind employers’ hands in union disputes and dangerously tilt the balance of power, subjecting employers to penalties that exempt union bosses and officials… among other things this bill would prevent employers from permanently replacing striking workers (page 175). It coerces businesses to meet union boss demands by increasing Fair Labor Standards Act penalties by an astronomical 900% (page 168).
  10. Makes unions bigger and more powerful: The bill would subsidize union dues that would only serve to strengthen the influence of union bosses and not American workers (page 2323).
  11. Pushes Democrats’ wasteful and confusing school lunch agenda: $643 million for, among other things, “procuring…culturally appropriate foods” (page 333).
  12. Furthers radical abortion agenda: Does not include the Hyde amendment and would mandate taxpayers pay for abortions (page 198) & (page 336).
  13. Drives up costs on Americans’ utility bills: Issues a punitive methane tax (page 367) and includes a tax on natural gas up to $1,500 per ton that could cost the American economy up to $9.1 billion and cost 90,000 Americans their jobs (page 368).
  14. Includes dangerous & deadly green energy mandate: Effectively forces Americans to get 40% of their energy from wind, solar and other unreliable forms of energy within 8 years (page 392). Reliance on these energy sources has proven deadly.
  15. Includes kickbacks for the Left’s green energy special interest network: $5 billion for “environmental and climate justice block grants” (page 377) and another $100 billion in green energy special interest subsidies, loans and other carve outs.
  16. Gives wealthy Americans tax credits: $222 billion in “green energy” tax credits will be given to those who can afford expensive electric vehicles and other “green” innovative products (page 1832).
  17. Furthers Democrats’ social justice agenda: Includes “equity” initiatives throughout the bill and, in one instance, Democrats inserted “equity” language into a title which should have been focusing on the maintenance of the United States’ cyber security efforts (page 897).
  18. Grants amnesty for millions of illegal immigrants: House Democrats have included in their reconciliation bill a plan to grant amnesty to around 8 million illegal immigrants at a cost of around $100 billion over ten years that would largely be spent on welfare and other entitlements (page 901). Trillions more would be spent long term on their Social Security and Medicare.
  19. Opens border even wider: The bill would waive many grounds for immigration inadmissibility, including infection or lack of vaccination status during a Pandemic, failure to attend removal proceedings in previous immigration cases, and the previous renouncement of American citizenship. DHS may also waive  previous convictions for human trafficking, narcotics violations, and illegal voting (page 903).
  20. Increases visa limit: At least 226,000 family-preference visas would be administered each year (page 905).
  21. Grants fast-tracked green cards for those seeking middle-class careers in America: Language included in the bill exempts certain aliens from the annual green card statutory limits and has been described as a  “hidden pipeline for U.S. employers to flood more cheap foreign graduates into millions of middle-class careers needed by American graduates” (page 910).
  22. Includes pork for Nancy Pelosi: $200 million is earmarked for the Presidio Trust in Speaker Pelosi’s congressional district (page 933).
  23. Increases energy dependence on OPEC, Russia and China: The bill prohibits several mineral and energy withdrawals (page 979). It overturns provisions included in the Tax Cuts and Jobs Act that authorized energy production in the Arctic that will result in 130,000 Americans losing their jobs and $440 billion in lost federal revenue (page 983) and the mineral withdrawals it prohibits would, ironically, include minerals necessary for renewable energy sources (pages 934940943).
  24. Exacerbates the chip shortage: The bill would mandate the conversion of the entire federal vehicle fleet from internal combustion engines to electric engines at a time when there is a global microchip shortage and crippled supply chains (page 1,043).
  25. Democrats’ feckless China bill is included: Concepts from the insanely weak Endless Frontier Act included, including $11 billion in research funding that will likely result in American intellectual property going to China (page 1079 – 1081).
  26. Chases green energy pipe dreams: $264 million to the EPA to conduct research with left-wing environmental justice groups on how to transition away from fossil fuels (page 1063).
  27. Fixes “racist” roads and bridges: Adds a nearly $4 billion slush fund that would help left-wing grassroots organizations that, among other things, want to tear down and rebuild or otherwise alter infrastructure deemed “racist” (page 1183).
  28. Punishes red states for failing to adopt Green New Deal provisions: Mandates “consequences” for conservative states that don’t meet the radical Left’s “green” climate standards while at the same time adding nearly $4 billion for “Community Climate Incentive Grants” for cooperating states (page 1179).
  29. Includes new massive, bankrupting entitlement: The new paid leave entitlement would mandate workers get 12 weeks of paid leave and would cost $500 billion over ten years according to the CBO (page 1245). It would apply to those making up to half a million dollars a year (page 1254).
  30. Advances a totalitarian and paternalistic view of the federal government: Includes grants for organizations to treat individuals suffering from “loneliness” and “social isolation.”
  31. Further detaches individuals from employment and more reliant on government handouts: The bill spends $835 billion on welfare through manipulating the tax code [not including the expansions of Obamacare subsidies] (page 1943).
  32. Tax benefits for the top 1%: The bill will possibly lift the SALT deduction cap meaning many of the top 1% wealthiest Americans would pay less in taxes.
  33. Tax credit for wealthy donors who give to woke universities: The bill creates a new tax credit program that gives tax credits worth 40% of cash contribution that are made to university research programs (page 2094).
  34. Expands worst parts of Obamacare: Obamacare’s job-killing employer mandate will become more severe by adjusting the definition of “affordable coverage” to mean coverage that costs no more than 8.5 percent of income rather than current law’s 9.5 percent of income (page 2041).
  35. Increases taxes on Americans at every income level: $2 trillion in tax hikes will fall on those making under $400,000 per year, contrary to what the White House says. Individuals at all income levels will be affected (Ways and Means GOP).
  36. Lowers wages for working families: The corporate tax rate will increase by 5.5%, meaning American companies will face one of the highest tax burdens in the world. According to analysis, two-thirds of this tax hike will fall on lower- and middle-income taxpayers (page 2110).
  37. Penalizes marriage: The bill would permanently double the EITC’s marriage penalty on childless worker benefits (page 2036).
  38. Imposes crushing taxes on small business: Guts the Tax Cuts and Jobs Act small business deductions that reduced pass-through entity taxes to keep them comparable to taxes imposed on corporations (page 2235) as well as hammer small businesses that file as individual tax earners with the 39.6% rate (page 2221) and Obamacare’s 3.8% tax on net investment income.
  39. Crushes family businesses and farms: The bill would impose a 25% capital gains rate  (page 2226) and makes alterations to the Death Tax including cutting the Death Tax exemption in half (page 2240).
  40. Violates Americans’ financial privacy: $80 billion slush fund to hire an 87,000-IRS-agent army to carry out the Biden administration’s plan to review every account above a $600 balance or with more than $600 of transactions in a year. (page 2283).
  41. Increases out of pocket costs for those who rely on prescription drugs: The bill repeals the Trump-era Rebate Rule which passes through rebates directly to consumers at the point of sale (page 2465).
  42. Imports policies from countries with socialized medicine: The bill includes healthcare policies imported from systems in Australia, Canada, France, Germany, Japan and the United Kingdom—all countries that have government-run healthcare systems (page 2349).

Conclusion: Each of these 42 bullets is enough to vote against the bill. Taken together—it’s mind-blowingly corrupt. We need to loudly oppose it.Critics Pan Biden's Claim That $3.5 Trillion Spending Bill ...

Democrats are scattered. The Biden agenda is in question. It’s the perfect opportunity to build public sentiment against this bill. The American people need us to be the vanguard against the Left’s radical plans.

It’s not an understatement to say this bill, if passed, will fundamentally change our country forever—Americans will wake up in a few years and wonder what happened to their freedom. We can’t let that happen.

Media Mentions

Washington Examiner- GOP list: 42 ways Pelosi-Biden $3.5 trillion bill will ‘wreck America’

Here’s one thing that GOP leaders and House Speaker Nancy Pelosi agree on when it comes to the nation’s unenthusiastic reaction to President Joe Biden’s massive $3.5 trillion spend-and-tax plan. Both sides think their messaging stinks.

NY Post- ‘Mind-blowingly corrupt’: GOP congressman outlines ‘worst’ parts of $3.5T spending bill

Republican Study Committee Chairman Jim Banks laid out his case against President Biden and the House Democrats’ sweeping social spending bill in a memo sent to members of the largest conservative caucus in Congress on Tuesday.

Breitbart- Jim Banks Reveals the ‘Mind-Blowingly Corrupt’ Carveouts in $3.5 Trillion Infrastructure Bill

Rep. Jim Banks (R-SC), the chairman of the Republican Study Committee (RSC), detailed many of the most radical aspects of the $3.5 trillion infrastructure bill.

Townhall- 40+ Radical Programs Democrats Don’t Want You to Notice in Biden’s Budget

Related Reading

Details of the Parole Status of Illegals in the Biden Administration

Primer: The Biden Administration is legislating ignoring Congress.

What is Parole? 

 

FNC:

EXCLUSIVE: At least 160,000 illegal immigrants have been released into the U.S., often with little to no supervision, by the Biden administration since March – including a broad use of limited parole authorities to make more than 30,000 eligible for work permits since August, Border Patrol documents obtained by Fox News show.

The documents give a partial snapshot into how the Biden administration has been releasing enormous numbers of migrants into the U.S., often with little to no oversight, supervision or immediate risk of deportation.

Since March 20, at least 94,570 illegal immigrants have been released into the U.S. with Notices to Report. Those who receive such a notice are only required to check in with an ICE office when they get to their final destination – which could be anywhere across the country. Those who check in are not deported or detained as their immigration proceedings move forward.

Meanwhile, since Aug 6th, the administration has released roughly 32,000 immigrants into the U.S. via parole – which gives migrants a form of legal status and the ability to apply for work permits.

Federal law says parole authority is to be used on a case-by-case basis for “urgent humanitarian purposes” and “significant public benefit.” Typically only a handful of parole cases are granted by officials, but the Biden administration has been using it more broadly, including in its parole of tens of thousands of Afghans into the United States as part of Operation Allies Welcome.

Former Border Patrol Chief Rodney Scott, who served under President Biden, reviewed the documents and told Fox News that he believes the administration is abusing its parole authority.

“By law and regulation a parole shall only be granted on a case by case basis and only for significant humanitarian reasons or significant public benefit. Neither of these appear to apply to the current situation,” he said, adding that the number of paroles brings into question the review and approval process.

“As a field chief, I don’t believe I ever approved more than 5 or 10 paroles in a year,” he said. “When I did, I ensured that the alien was monitored continuously and was detained or removed as soon as the circumstances allowed.”

The documents also show that since Aug 6, the administration has released an additional 40,000 illegal immigrants on their own recognizance. The documents also show that on one single day in Del Rio sector, 128 single adult illegal immigrants were released into the U.S. without ATD – which typically includes tracking by an ankle monitor or phone.

A Customs and Border Protection (CBP) official told Fox that mechanisms like paroling, the use of NTRs and enrolling migrants in Alternatives to Detention (ATD) “provides mechanisms to require family units released from CBP custody to report to ICE within a specified time.”

The official also cited figures that show that between 2014 and 2020, 81% of those released into the U.S. did report in for their immigration proceedings.

The agency has not released its numbers for September, but in both July and August there were more than 200,000 migrant encounters, marking some of the highest numbers in two decades. Since then, migrants have kept coming in large numbers. According to the documents, Rio Grande Valley encountered 5,900 migrants in one week, while Del Rio encountered more than 2,900 in the same period.

DHS Secretary Alejandro Mayorkas, who has repeatedly claimed that the border is not open, reportedly warned officials of a worst case scenario of up to 400,000 encounters if Title 42 public health protections were ended.

Republicans have blamed the Biden administration’s rapid rollback of Trump-era border protections for the ongoing crisis at the border. The administration however has focused on an explanation emphasizing “root causes” like poverty, corruption and violence in Central America.

“The downturn in economies, the attendant rise in violence, the downturn in economies made more acute by reason of the impact of the COVID-19 pandemic, the suppression of any humanitarian relief over the past number of years, and the pent-up thirst for relief among many different populations,” Mayorkas told Yahoo News this week. “I think an accumulation of factors contributes to the rise in migration that we’ve seen.”

DOJ Considering Parents vs. School Boards as Terrorists

The National School Boards Association wrote a 6 page letter to President Biden. The full letter is here. In part:

As these threats and acts of violence have become more prevalent during public
school board meetings, via documented threats transmitted through the U.S. Postal Service, through
social media and other online platforms, and around personal properties NSBA respectfully asks
that a joint collaboration among federal law enforcement agencies, state and local law enforcement,
and with public school officials be undertaken to focus on these threats. NSBA specifically solicits
the expertise and resources of the U.S. Department of Justice, Federal Bureau of Investigation (FBI),
U.S. Department of Homeland Security, U.S. Secret Service, and its National Threat Assessment
Center regarding the level of risk to public schoolchildren, educators, board members, and
facilities/campuses. We also request the assistance of the U.S. Postal Inspection Service to intervene
against threatening letters and cyberbullying attacks that have been transmitted to students, school
board members, district administrators, and other educators.


As these acts of malice, violence, and threats against public school officials have increased, the
classification of these heinous actions could be the equivalent to a form of domestic terrorism and
hate crimes. As such, NSBA requests a joint expedited review by the U.S. Departments of Justice,
Education, and Homeland Security, along with the appropriate training, coordination,
investigations, and enforcement mechanisms from the FBI, including any technical assistance
necessary from, and state and local coordination with, its National Security Branch and
Counterterrorism Division, as well as any other federal agency with relevant jurisdictional authority
and oversight. Additionally, NSBA requests that such review examine appropriate enforceable
actions against these crimes and acts of violence under the GunFree School Zones Act, the
PATRIOT Act in regards to domestic terrorism, the Matthew Shepard and James Byrd Jr. Hate
Crimes Prevention Act, the Violent Interference with Federally Protected Rights statute, the
Conspiracy Against Rights statute, an Executive Order to enforce all applicable federal laws for the
(…)

UPDATE: Cape school board meeting ends in protest | Cape Gazette

In another part of the letter:

These threats or actual acts of violence against our school districts are impacting the delivery of
educational services to students and families, as many districts receive federal funds and subsidies
for services to millions of students with disabilities, health screenings and supplemental supports for
disadvantaged students, child nutrition, broadband connectivity, educator development, school
safety activities, career and technical education, and more. School board meetings have been
disrupted in California, Florida, Georgia, and other states because of local directives for mask
coverings to protect students and educators from COVID19.


An individual was arrested in Illinois for aggravated battery and disorderly conduct during a school
board meeting. During two separate school board meetings in Michigan9, an individual yelled a
Nazi salute in protest to masking requirements, and another individual prompted the board to call

a recess because of opposition to critical race theory.

Virginia's Loudoun County School Board silences public comment after  raucous meeting, 2 men arrested | Fox News

Who do you think will win in this battle? Just a few days ago in a debate of candidates for the governors race in Virginia, Terry McAuliffe –>

Terry McAuliffe and Glenn Youngkin sparred during the second and final debate of Virginia’s governor’s race on Tuesday, but it was one comment on schools by McAuliffe, the Democratic candidate, that drew the ire of conservatives. 

“I don’t think parents should be telling schools what they should teach,” McAuliffe, who previously served as governor of Virginia from 2014 to 2018, said during the debate in Alexandria, Virginia.

McAuliffe made the remarks in response to Youngkin, the Republican candidate, who argued that parents should be more involved in the decisions of local school districts. Conservative social media responded. 

Just how long before the public school systems across the country collapse and homeowners challenge in court their property tax dollars that pay for the public school systems and teachers? The Biden administration is fully devoted to unions and will continue to side with the teacher’s unions as has already been proven with regard to financial bailouts and masks mandates.

Take caution parents, this is a tailspin that has no end until the parents declare an end to the entire corrupt system.

 

A Very Bad Time for Facebook

Is Facebook Down? Facebook Goes Down | Black Box Social Media

First it was the comprehensive investigation by the Wall Street Journal for the inside corruption at the social media giant Facebook. Then, after that was exposed, the same whistleblower, Frances Haugen made a shocking appearance on 60 Minutes and explained further that Facebook was putting profits before public safety. Haugen is an algorithms expert, an engineer and a Masters Degree holder from Harvard and has worked at Facebook for many years. She disclosed tens of thousands of documents to the Securities and Exchange Commission and to the Wall Street Journal in hopes of some legislative corrections and consequence and some major fixes within the social media organization. Facebook currently has 1.908 billion daily active users (DAUs) on average and those users communicate for thousands of difference reasons across the globe including family connections, transferring money and well even some more nefarious reasons like human trafficking.

Facebook whistleblower pushed data-mining boundaries in ...

So, could it be that the major outage across all Facebook platforms including Instagram and WhatsApp. What is even more interesting is the network is also down for the third party developers that are contracted by Facebook. Could Jack Dorsey at Twitter be gloating? Perhaps, but take caution Mr. Jack.

Instagram boss Adam Mosseri likened a widespread outage affecting all Facebook-owned apps to a “snow day” in a recent tweet.

The tweet was written in response to one user’s post saying, “Instagram should stay offline forever.” Mosseri replied, “Them fighting words… but it does feel like a snow day.”

Sources told the New York Times technology reporter Ryan Mac that “no one can do any work” at Facebook, which has caused internal declarations of a “snow day.”

Mac tweeted “or maybe it’s hydrofoil day” in response, referencing a viral video showing Facebook CEO Mark Zuckerberg riding a hydrofoil surfboard on the Fourth of July.

Social-media managers outside Facebook have also called Monday a social-media “snow day” on Twitter, while apologizing for not being able to reach clients and customers.

Workplace, a communications tool owned by Facebook and used by 7 million paid subscribers, is also down. During a similar Facebook outage two years ago, small businesses lost thousands of dollars in revenue, according to a report by The Verge.

Downdetector has received more than 86,000 user reports of Facebook outages since 11:25 a.m. ET on Monday, according to its website. Of these issues, 79% were related to Facebook’s website, 12% were related to server connections, and 9% were related to the app.

Facebook said in a tweet, “We’re aware that some people are having trouble accessing our apps and products. We’re working to get things back to normal as quickly as possible, and we apologize for any inconvenience.”

Companies that maintain Facebook sign-ins for their customers such as Airbnb or Strava and suffering during the outage as well.

TechRadar reports in part:

The issue may affect other Facebook products, too: some users have also reported issues with the company’s Oculus virtual reality gaming services. Noted Facebook and Twitter data miner Jane Manchun Wong warned users via tweet not to restart their Oculus devices during the outage lest they lose their games

And the outage might have affected Facebook’s real-world infrastructure as well: according to a tweet by New York Times reporter Sheera Frenkel, a Facebook employee reportedly can’t even enter company buildings due to malfunctioning badges.

Facebook outages: what’s going on?

None of the Facebook, Whatsapp, or Instagram accounts have explained what originally caused the outage, leading to speculation and analysis. At this point, most agree that this isn’t a hack or directed attack on Facebook’s infrastructure – instead, evidence shows the company’s network paths to the outside web just disappeared without explanation.

 

Is the U.S. Post Office Slow Service Because it is Becoming a Real Bank?

Slow mail service is on purpose.

WASHINGTON — Americans across the country could start seeing slowdowns in mail delivery as early as Friday, when the US Postal Service implements its new service standards.

The changes, which include longer first-class mail delivery times and cuts to post office hours, are part of embattled Postmaster General Louis DeJoy’s 10-year plan for the agency that he unveiled earlier this year.

'Tis the Season to Renew and Expand the US Postal Service ...
According to USPS spokesperson Kim Frum, the service changes won’t affect about 60% of first-class mail and nearly all periodicals. Within a local area, standard delivery time for single-piece, first-class mail will remain at two days.

However, mail traveling longer distances will take longer to arrive in some cases, due to the USPS increasing transit time.

“These changes would position us to leverage more cost-effective means to transport First-Class packages via ground rather than using costly air transportation, which is also less reliable due to weather, flight traffic, availability constraints, competition for space, and the added hand-offs involved,” Frum said.

Many Democrats have called for the ouster of DeJoy, a major donor to the GOP and former President Donald Trump.

But as there is Federal government scrutiny on the private banking system(s), crypto-currency and all alternate forms of monetary exchange such as PayPal, Facebook, Venmo, Zelle or ApplePay…now it is the US. Postal System that is entering the industry.

The Postal Service Should Not Offer Banking Services | Op ...

The U.S. Postal Service has launched a pilot program to offer customers financial services, an unexpected first step toward realizing a longstanding progressive goal of postal banking.

USPS is testing the program at just four post offices on the East Coast. It will enable individuals to deposit payroll or business checks of up to $500 onto a single-use debit card for a flat fee of $5.95. The offering is far short of the much more comprehensive suite of financial services many advocates and left-leaning lawmakers have sought for years, but still takes USPS in a surprising direction under the leadership of embattled Postmaster General Louis DeJoy.

Postal management worked with the American Postal Workers Union to set up the pilot. APWU has also long advocated for postal banking, including by negotiating it into a previous collective bargaining agreement.

The four sites, located in Washington, D.C.; Falls Church, Virginia; Baltimore; and the Bronx, New York, will not accept any checks larger than $500. The debit cards, to which USPS is referring as “gift cards,” will allow users to withdraw cash from an ATM for a fee or purchase goods online or at retail stores. The American Prospect first reported the pilot.

The initial sites and services are meant to be a “proof-of-concept” test for the Postal Service, APWU officials said. The union is hopeful that USPS will expand the pilot in early 2022, both in terms of services offered and locations where they are available. The easiest areas for expansion would be to allow for gift cards for checks of more than $500. Thousands of post offices already offer Visa gift cards, and management concluded there would be few legal hurdles to simply accepting another form of payment for them. The cards USPS currently has in stock are capped at $500, hence the current maximum. Management is looking to both raise the cap on those and allow for the bundling of multiple cards.

Other services in discussion are a bill pay product, making the cards branded to the Postal Service and reloadable, and wire transfers from one post office to another. USPS has expressed an openness to setting up its own ATMs, though that may require additional statutory authority and is therefore only expected much further down the road. USPS offered banking services for more than 50 years, but stopped in 1967.

Tatiana Roy, a USPS spokeswoman, said that offering “affordable, convenient and secure” services was aligned with DeJoy’s 10-year plan to fix the mailing agency’s finances. The Postal Service this month implemented another key element of DeJoy’s plan, slowing down delivery times for about 40% of First-Class mail while also raising prices above the normal inflation-based rate.

The banking pilot “is an example of how the Postal Service is leveraging its vast retail footprint and resources to innovate,” Roy said.

APWU renewed its push for banking services earlier this year and management took a serious interest. While the union sought a wider array of services in more locations, management told the labor group that “the best way to get started was to get started.”

“It’s a baby step but we’re thrilled to be moving in the right direction,” one union official said.

USPS and APWU have not set specific figures for the number of sites to which the pilot could expand, but those discussions are ongoing. Before Monday when the program gained attention in national media outlets, USPS only announced the availability of the check cashing service through signs in the four affected post offices. The Postal Service is in the midst of soliciting proposals from the private sector for check verification services.

Research from the University of Michigan has found that one-in-four U.S. Census tracts, which are home to 21 million people, do not have any banks within their borders. Advocates for postal banking have highlighted that the private sector often charges high fees for check cashing services and that historically disadvantaged communities are disproportionately impacted by them. APWU has suggested expanding the pilot to all of the Bronx, all of Puerto Rico or to an entire rural county.

Postal management has put together a training session for impacted employees to get them up to speed on the pilot. An APWU official said its members were excited by the new task and recognized it could play a vital role in the future of the Postal Service.

The push for postal banking has gained steam in recent years, even becoming a part of the official platform of the Democratic Party. A House-backed funding bill for fiscal 2022 would require USPS to implement a banking pilot in five rural and five urban ZIP codes. Democratic lawmakers have also put forward legislation to create a public banking system backed by the Federal Reserve, which users would access at post offices. Porter McConnell, co-founder of the Save the Post Office Coalition, praised USPS for launching the pilot but said it was “not enough.”

“Given that experts and elected officials have been calling on the USPS to pilot postal banking for years, these pilots are long overdue,” said McConnell, the daughter of Senate Minority Leader Mitch McConnell, R-Ky. “They are late to this party, but they have at least rung the doorbell.”